MEDICARE PART A

PART A COSTS

You usually don’t pay a monthly premium for Medicare Part A (Hospital Insurance) coverage if you or your spouse paid Medicare taxes while working. This is sometimes called “premium-free Part A.” If you did not pay Medicare Taxes for at least 40 quarters, you will have to pay for some or all of the Part A premium. But, most people get premium-free Part A. You can get premium-free Part A at 65 if:

  • You already get retirement benefits from Social Security or the Railroad Retirement Board.
  • You’re eligible to get Social Security or Railroad benefits but haven’t filed for them yet.
  • You or your spouse had Medicare-covered government employment.

If you’re under 65, you can get premium-free Part A if:

  • You got Social Security or Railroad Retirement Board disability benefits for 24 months.
  • You have End-Stage Renal Disease (ESRD) and meet certain requirements.

PART A COVERAGE

Medicare Part A is known as your Hospitalization Insurance.
Part A covers some of the following expenses:

  • Hospital care of an inpatient nature
  • Skilled nursing facility care of an inpatient nature
  • Inpatient rehabilitation facility care
  • Hospice care at home or facility
  • Selected types of home health care services
  • Mental health or psychiatric inpatient care

If you feel you may qualify, or if you would like to find out how to apply, please contact our office at 503-659-5566 or toll-free 888-944-4644 to speak with one of our licensed sales representatives. We are happy to help you in this process

“Even though I have been in the health field since 1973 as a nurse I knew nothing about finding the right Medicare Advangage plan for myself on retirement, I spent a very informative meeting with one of your agents who answered my questions, concerns and helped me pick the right plan for myself. I will be recommending this company to everyone I can!”

Barbara - Portland, OR

Thank you, Blessings on you and your business for all you do to help folks. We will definitely recommend your services.”

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Gary and Yvonne - Portland, OR

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Rebecca - Beaverton, OR

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Jim - Portland, OR

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Kitty - Canby, OR